UK benefits, by life situation
Deep-dive guides that walk through the benefits that typically apply in a given situation, the order to claim them in, and the ones people most often miss.
All guides
Benefits for carers in the UK
If you look after a partner, relative, or friend with a disability or long-term illness, there are UK benefits designed to recognise that work — Carer's Allowance, Carer Support Payment, the Universal Credit carer element, Carer's Credit, and passported local help. This guide explains who qualifies, how much you can get, and how they fit together.
Benefits for disabled people in the UK
PIP, Adult Disability Payment, DLA, Attendance Allowance, and related entitlements — what you can claim, how much you can get, and how they interact with Universal Credit, work, and Scottish-specific replacements.
Benefits for low-income workers in the UK
Universal Credit, Council Tax Reduction, Warm Home Discount, Free School Meals, Healthy Start, Marriage Allowance, and more — benefits you can claim while working if your household income is low.
Benefits for parents in the UK
Child Benefit, Universal Credit child element, Scottish Child Payment, Free School Meals, Healthy Start, Tax-Free Childcare, funded childcare hours, Maternity Allowance, Sure Start Maternity Grant, and Best Start Grant — how each works and how they combine.
Benefits for pensioners in the UK
State Pension, Pension Credit, Attendance Allowance, Winter Fuel Payment, Warm Home Discount, and Council Tax help. What pensioners are entitled to — and why over £2bn of Pension Credit goes unclaimed every year.
Benefits if you can't work in the UK
Universal Credit, new-style ESA, Statutory Sick Pay, PIP, and related help — the benefit system if illness, injury, or disability stops you working. What to claim first and how they fit together.
Challenging a benefits decision
Mandatory Reconsideration, independent tribunal appeals, and the rules that apply to PIP, UC, ESA, Attendance Allowance, and most DWP benefits. How to make a complaint, what to write, and what to expect.
How to apply for Attendance Allowance
Attendance Allowance pays £73.90 or £110.40 a week for people over State Pension age who need help with personal care or supervision. It is not means-tested. Over a million eligible pensioners do not claim.
How to apply for PIP
A step-by-step walkthrough of the Personal Independence Payment claim — starting the claim, completing the PIP2 form, the assessment, and what happens afterwards. Written for people in England, Wales, and Northern Ireland.
Moving from legacy benefits to Universal Credit
Working Tax Credit, Child Tax Credit, Income Support, income-based JSA, income-related ESA, and Housing Benefit are being replaced by Universal Credit. What a Migration Notice means, what transitional protection covers, and how to avoid losing out.
The two-child benefit limit in 2026: what it is, who it affects, and the policy change
The two-child limit restricts child elements in Universal Credit and Child Tax Credit to the first two children. Here is how the rule works, the exceptions, and what the removal means for families already capped.
Universal Credit advance payments
The 5-week wait for your first Universal Credit payment, how advance payments work, how much you can borrow, and how repayments affect your monthly award.
What happens at a Work Capability Assessment
The Work Capability Assessment decides whether Universal Credit and new-style ESA claimants have Limited Capability for Work, LCWRA, or are fit for work. Here is what to expect and how to prepare.
Prefer a personalised list?
The triage tool asks a short set of questions about your situation and returns a ranked list of the benefits most likely to apply, with estimated annual values.